The use of asbestos was banned more than thirty years, but the insurance industry is now facing a time bomb claims directly or indirectly exposed to the people of lethal substances .Asbestos was once hailed as a miracle product, but its use has taken a heavy toll on people who are exposed . Diseases caused by ingestion of the lungs, such as asbestosis and mesothelioma can take over forty years to manifest, and the actual cost of using substances damages , just beginning to arrive.Man asbestos has been used since ancient Greece for its properties of fire resistance, but even then , it was recorded that the slaves were exposed to it die a terrible lung disease and breathing difficulties .In the twentieth century , asbestos was used in all types of construction methods and workmanship. In all public buildings for pipes and boilers covered with the material would be found . Shipbuilders and shipyards were particularly frequent in use, and it was not uncommon to see a regular old ' laggards ' and pipe workers with so-called " oysters Dockers . "Offices have also been exposed to asbestos by partitions and false ceilings . the house is used in all kinds of forms, ranging from car brake pads iron and spilled hoods .By far the most deadly variety of asbestos is " blue asbestos" one string into the lungs can cause fatal disease years later.
The first asbestos-related claims for accidents at work occurred in the 1960s and have increased dramatically since then. The material used in the UK was arrested by the H & S (Health and Safety Executive ) in the 1970s but it was finally banned in 1980. Meanwhile, many companies asbestos resulted primarily from the elimination of substance in public buildings such as hospitals and schools. In 2003, it is estimated that the number of claims for asbestosis represented direct disbursement of more than 1.3 million pounds in the UK .There are four types of diseases ranging from cancer asbestosis recognized wild lung mesothelioma , which usually kills within a year , through what is known as " pleural plaques to the legislation of the United Kingdom does not allow currently the claims, although this is changing and could cause billions of pounds worth of claims .Pleural plaques are areas of scar tissue in the lung caused by exposure to asbestos.Although not directly covered by the claims that the cause and the results can not be proven , the insurance companies in the UK used to pay small sums to compensate for the anxiety of the possibility of councils developing into something more serious, such as mesothelioma . In 2007, the House of Lords held that these conditions are no longer entitled to compensation , even if it is disputed by the Scottish courts and others, and is expected to be reversed.The United States is about twenty years ahead of the asbestos-related claims in the UK , with over three quarters of a million claims are paid from 1980. The vast majority of these requests were for pleural plaques and the cost to date is estimated at $ 120 billion , which was paid by U.S. and foreign subscribers .In the UK , it is not so easy to apply for asbestosis , as it is in America, where class actions against asbestos manufacturers can pursue a multitude of companies each pay a small amount of damage and interests. In the United Kingdom , but it is expected that more people die from exposure should be tested before taking any legal action and causality immediate cause .Concern for the claims departments of insurance companies is that the scope and extent of the claims of asbestosis has changed dramatically in recent years that the real cost is exposed. In the past, most complaints were latecomers and those who are directly involved in the use of asbestos , especially in industrial areas.Claims are being made all over the UK from , for example , carpenters, plumbers, teachers and family members of those who have worked with asbestos , such as washing clothes women and children given their parents after work.According to the Health and Safety Executive , the body responsible for safety in the UK , more than half a million tonnes of blue and brown asbestos always fatal and nearly 3 million tonnes of white asbestos buildings across the UK. Each year , over 2,500 people die from mesothelioma.Although it is expected that claims for mesothelioma to peak in 2012 and those who are directly exposed to it are all dead, the bomb for all asbestos claims is expected to continue until 2040. At that time , there were more than 200 000 applications have cost the insurance industry in the UK in the region of 10 billion pounds, insurance companies must set aside loss reserves .If you have a business related to asbestos Simpsons lawyers are the main compensation law of the United Kingdom for the industry and experts in maximizing the damage in case of accident at work claims accident sickness disease.