In the confusion and chaos that all auto accidents involve, most people are not immediately thinking about responsibility or their insurance companies. There are a number of key things to remember about liability. You also want to reach out to a car accident attorney when you have questions about your Sedalia MO accident.
What Not to Say
There are a umber of things that you should do while you're at the accident scene. You should also try, however, to avoid doing the wrong thing, especially if it makes you look like you're at fault. Try not to admit fault by making statements like "I did not even see you" or "I apologize". You don't want to withhold any necessary info, but you have to be careful about what you say. If you have sufficient insurance, your insurer will defend you against all claims, including those for property damage and personal harm.
States With No-Fault Laws
If you live in a no-fault state (there are dozen of these, but MO isn't one of them), you don't have much to worry for minor accidents. If you are at fault for a major accident, you could face a liability claim or personal injury lawsuit over a car accident. In that case, you might need a Car Accident Attorney to advise you on your next steps.
Sufficient Automobile Coverage
If you have adequate coverage for your car and for covering all of the accident-related losses, your insurer will put up your defense. This will likely result in increased premiums, especially if you are found responsible.
If You Do Not Have Any Automobile Insurance
If you are at fault for a car accident and didn't have insurance at the time of the accident, you were also violating your state's laws. Unfortunately, you will probably be personally liable for any injuries to other drivers and passengers, as well as any property damage to any other vehicles involved in the accident. Consult with a Car Accident Attorney immediately to explore your options.
What Not to Say
There are a umber of things that you should do while you're at the accident scene. You should also try, however, to avoid doing the wrong thing, especially if it makes you look like you're at fault. Try not to admit fault by making statements like "I did not even see you" or "I apologize". You don't want to withhold any necessary info, but you have to be careful about what you say. If you have sufficient insurance, your insurer will defend you against all claims, including those for property damage and personal harm.
States With No-Fault Laws
If you live in a no-fault state (there are dozen of these, but MO isn't one of them), you don't have much to worry for minor accidents. If you are at fault for a major accident, you could face a liability claim or personal injury lawsuit over a car accident. In that case, you might need a Car Accident Attorney to advise you on your next steps.
Sufficient Automobile Coverage
If you have adequate coverage for your car and for covering all of the accident-related losses, your insurer will put up your defense. This will likely result in increased premiums, especially if you are found responsible.
If You Do Not Have Any Automobile Insurance
If you are at fault for a car accident and didn't have insurance at the time of the accident, you were also violating your state's laws. Unfortunately, you will probably be personally liable for any injuries to other drivers and passengers, as well as any property damage to any other vehicles involved in the accident. Consult with a Car Accident Attorney immediately to explore your options.
About the Author:
You can get excellent tips on how to choose a car accident attorney Sedalia MO area and more information about an experienced lawyer at http://www.rickkoenig.net now.